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    Our work

    Selected projects from across travel, insurance, payments, retail and regulated industries – the work that shaped how HowTech delivers today.

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    Multicom Products

    Travel

    Founders' work – end-to-end travel technology platform powering tour operators, OTAs and ground handlers across the UK and Europe.

    Booking platformTravel SaaSPCI-DSS aligned
    Travel technology

    Multicommerce (now Pax2Pay)

    Payments

    PCI-DSS aligned B2B virtual card and settlement platform, designed and built by the HowTech founding team for the travel and fintech sectors.

    Virtual cardsB2B settlementRegulated delivery
    Payments expertise

    Premier Health Care (AXA Group)

    Insurance

    Cloud migration and modernisation work for PHC, supporting an FCA-regulated health insurance operation within the AXA Group.

    FCA regulatedAzure migrationAXA Group
    Insurance technology

    Cornish Mutual

    Insurance

    Technology advisory and delivery for one of the South West's longest-established mutual insurers.

    Mutual insurerAdvisoryDelivery

    Jetset Flights / JFA / Ski Weekends

    Travel

    Travel operator platform work spanning bookings, fulfilment and finance integrations.

    Tour operatorBookingsFinance integration

    Tier 1 UK retail bank

    Financial services

    Engineering work delivered under formal change control into a Tier 1 UK retail bank – name available under NDA.

    Tier 1 bankChange controlRegulated delivery

    Companies House

    Public sector

    Public-sector regulated delivery experience – security, accessibility and assurance held to UK government standards.

    Public sectorAccessibilitySecurity assurance

    John Lewis Partnership

    Retail

    Enterprise-scale technology delivery for one of the UK's most trusted retail brands.

    Enterprise retailDelivery at scale

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