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    Cloud Migration

    Azure Migration Costs for Insurance SMEs: Devon Case Study

    Real-world Azure migration costs, timeline, and ROI analysis from a Devon insurance brokerage. Detailed breakdown of all phases, compliance requirements, and actual savings achieved.

    November 2025
    10 min read

    Case Study Overview

    Complete Azure migration for a Devon-based insurance brokerage

    95
    Employees
    9 months
    Timeline
    £78,500
    Total Investment
    26%
    Cost Savings
    99.8%
    Uptime SLA
    15
    Months ROI

    About the Company

    Devon & Cornwall Insurance Services is a 95-person independent insurance brokerage based in Exeter, Devon. They provide comprehensive insurance services to SMEs across the South West, running legacy policy management systems, on-premise servers, and facing regulatory compliance challenges with aging IT infrastructure.

    Complete Cost Breakdown

    Detailed breakdown of all migration phases and associated costs

    Assessment & Planning

    Duration: 5 weeks

    £10,500

    Infrastructure audit, compliance requirements assessment, data classification, migration strategy

    Azure Environment Setup

    Duration: 3 weeks

    £15,000

    Azure tenant with enhanced security, compliance configurations, backup systems, regulatory controls

    Application Migration

    Duration: 16 weeks

    £35,000

    Policy management system, claims processing, CRM, document management, telephony integration

    Training & Support

    Duration: 6 weeks

    £8,500

    Staff training, compliance documentation, knowledge transfer, regulatory reporting setup

    Ongoing Costs (Year 1)

    Duration: 12 months

    £9,500

    Azure consumption, enhanced security monitoring, compliance tools, ongoing support

    Total Project Investment

    £78,500

    Including all migration phases, setup costs, training, and first year of operation

    Monthly Operating Costs

    Ongoing Azure costs after migration completion

    Virtual Machines (5x Standard D2s v3)

    £420

    Policy management, claims processing, and telephony servers

    Azure SQL Database Premium

    £580

    Customer data, policy records, claims database with enhanced security

    Storage & Document Management

    £280

    Policy documents, claims files, compliance records, secure archives

    Microsoft 365 E3 Licenses

    £2,090

    95 user licences with advanced compliance and security features

    Enhanced Security & Compliance

    £320

    Azure Security Center Premium, Sentinel SIEM, compliance monitoring

    Network & VPN Connectivity

    £180

    Site-to-site VPN, load balancers, bandwidth for remote workers

    Total Monthly Operating Cost

    £3,870

    Compared to £5,200/month for previous on-premise infrastructure

    £1,330/month savings (26% reduction)

    Measured ROI & Benefits

    Quantified improvements achieved after Azure migration

    IT Infrastructure Costs

    Before:£5,200/month
    After:£3,870/month
    Improvement:26% reduction

    Claims Processing Time

    Before:5.2 days average
    After:2.8 days average
    Improvement:46% faster

    System Availability

    Before:94.2% uptime
    After:99.8% uptime
    Improvement:5.6% improvement

    Data Security Incidents

    Before:3 incidents/year
    After:0 incidents/year
    Improvement:100% reduction

    Migration Timeline & Phases

    9-month structured approach to complete Azure migration with enhanced security

    1

    Discovery & Compliance Assessment

    Weeks 1-5

    Complete infrastructure inventory and regulatory requirements mapping
    FCA compliance assessment for cloud hosting
    Customer data classification and GDPR compliance review
    Integration assessment for existing policy and claims systems
    2

    Design & Security Planning

    Weeks 6-8

    Azure architecture design with enhanced security controls
    Disaster recovery strategy for critical insurance data
    Multi-tier security framework and access controls design
    Integration planning for telephony and CRM systems
    3

    Pilot Migration & Testing

    Weeks 9-14

    Non-production environment migration and security testing
    Customer portal and online quote system migration
    Claims processing workflow testing and validation
    Regulatory reporting system testing and compliance verification
    4

    Production Migration

    Weeks 15-28

    Policy management system migration in phases
    Customer database migration with zero data loss
    Claims processing system cutover with minimal downtime
    Integration of third-party insurance platforms and APIs
    5

    Optimization & Compliance

    Weeks 29-36

    Performance optimization for high-volume claims processing
    Regulatory reporting automation and compliance monitoring
    Staff training on new systems and security protocols
    Documentation updates and compliance certification

    Key Lessons Learned

    Critical insights from the migration that can help other SMEs

    1
    Regulatory Compliance Planning Critical

    FCA compliance requirements needed detailed planning. Engaging compliance specialists early prevented delays and ensured all regulatory requirements were met from day one.

    2
    Legacy Policy System Integration

    20-year-old policy management system required custom API development. Budget extra time for legacy system integration in insurance environments.

    3
    Claims Processing Continuity

    Maintaining 24/7 claims processing during migration was essential. Phased approach with failback capability prevented any customer service disruption.

    4
    Data Security Investment Pays Off

    Enhanced security measures cost 25% more but prevented potential £2M+ regulatory fines. Security investment in insurance is non-negotiable.

    Migration Results Summary

    £15,960
    Annual Savings
    15 months
    Payback Period
    99.8%
    System Uptime
    "The Azure migration has revolutionized our insurance operations. Enhanced security gives us and our clients confidence, claims processing is 46% faster, and we've achieved significant cost savings. The compliance features alone justified the investment, and we're now exploring AI capabilities to further improve customer service."
    — IT Director, Devon & Cornwall Insurance Services